Meet Cleo, the world's first AI financial assistant.

Cleo’s AI integrates with GPT to enhance services. Meanwhile, 85% of Cleo users say they feel better about their money after just one month of using Cleo.

Fix your relationship with money. Save more, budget better, build credit, and create healthy habits with personalized financial guidance. Try Cleo for free now.

Jul 22, 2025 · Cleo’s new agentic architecture adapts in real time, choosing the right tools and responding flexibly to user needs. Tools Cleo 3.0 uses a growing library of around 40 tools to handle …

Cleo Help Center You want to know more about this feature, like where the money goes and how long it takes to get there

Cleo’s Smart Save hack uses AI to analyze your income, expenses, spending habits, and financial goals to see how much you can actually afford to save this week.

Building Cleo How Cleo learns what your transactions actually mean Research What do people really want from an AI financial assistant? Building Cleo How we taught Cleo to talk back AI Memory as a …

The Cleo Builder subscription offers saving goals, hacks, challenges, APY on savings, credit score insights, cash advances if eligible, credit history, and priority support. Cash Advance is subject to …

Can I get help in the app? Yes! In fact, the fastest way to get help is in Ask Cleo. Go to Ask Cleo and type out your issue or just ask for help – you'll be directed to the right place based on your specific …

Sep 8, 2023 · The good news is, using Cleo is easy Download: Head to the app store and download Cleo. Set Up: Open the app and follow the easy setup prompts. You'll just need to enter some basic …